Terms of Service

Welcome to Skilldera. By using our platform you agree to these terms. They're written to be readable — please take 5 minutes to read them.

1. Who we are

Skilldera is operated by CodersHub Innovations, a company registered in Buea, Cameroon, founded by Adrian Ebesoh. References to “we” / “Skilldera” mean CodersHub Innovations and the platform.

2. Your account

• You must be 18+ to create an account.
• You agree to provide accurate information.
• You're responsible for keeping your password secure.
• One person = one account. Sharing accounts is grounds for suspension.

3. Buying on Skilldera (for learners)

• Prices are set by individual creators. Skilldera does not control product pricing.
• Payments are processed by Fapshi (Mobile Money). We don't store your MoMo PIN.
• Once a purchase is complete, you have lifetime access to the product, even if the creator's subscription lapses.
• Refunds: see our Refund Policy.

4. Selling on Skilldera (for creators)

• You retain full ownership of all content you upload. We get a limited license to host and display it on the platform.
• You agree to our Creator Agreement.
• You may not sell illegal content, content that infringes others' rights, hate speech, adult content, or anything else we deem incompatible with the platform.
• We may suspend or remove products that violate these rules. We give 48 hours' notice before removing a product unless it's an emergency.

5. Platform fees

We charge a percentage of each sale, depending on your plan:

• Free plan: 15% per sale
• Pro plan: 10% per sale + 9,999 XAF/month subscription
• Premium plan: 8% per sale + custom subscription

See current pricing at skilldera.com/pricing.

6. Payouts

• Creators are paid via Mobile Money (MTN, Orange) in their local currency.
• Minimum payout: 5,000 XAF.
• Payouts are processed within 24 hours of request for verified creators.
• KYC verification is required before the first payout.

7. Prohibited use

You may NOT use Skilldera to:

• Sell or share illegal content
• Infringe on copyright or trademarks
• Engage in fraud, money laundering, or financial crime
• Spam, harass, or abuse other users
• Scrape, automate, or attempt to break the platform
• Resell access to courses you don't own

8. Termination

We may suspend or terminate your account if you violate these terms. You may delete your account at any time. We retain transactional records as required by law.

9. Disclaimers

Skilldera is provided “as is”. We don't guarantee specific outcomes from courses (e.g. job placement, income increase). Creator content is the responsibility of the creator, not Skilldera.

10. Limitation of liability

To the maximum extent permitted by Cameroon law, our total liability to you for any claim is limited to the amount you've paid us in the 12 months before the claim.

11. Governing law

These terms are governed by the laws of the Republic of Cameroon. Disputes will be resolved in the courts of Buea, Cameroon.

12. Changes

We'll update these terms occasionally. Material changes will be emailed to all users with at least 14 days' notice. Continued use after the notice period means you accept the changes.

13. Contact

Questions? Email ebesoh.adrian@codershublabs.com.